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Grants, Credits and Assistance
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American Family Funds, Inc. http://www.americanfamilyfunds.com/
Nonprofit organization offers buyers assistance in obtaining a down payment through a gift program. Based in Mobile, AL.
American Indians in Unity http://www.aiiu.org/
Non-profit offering gap financing, advocacy, information and referral for American Indians seeking home ownership.
Austin Housing Finance Corporation- First-Time Homebuyer Down Payment Assistance Program http://www.ci.austin.tx.us/ahfc/first_dpa.htm
Full details of eligibility and other program requirements. Austin, Texas.
CalHFA-Homeownership Programs http://www.calhfa.ca.gov/homeownership/
Includes several targeted programs to help with the purchase of new or pre-existing homes. State of California, USA.
City of Columbus (Ohio) Downpayment Assistance http://hcs.td.ci.columbus.oh.us/Housing/Downpayment/Downpayment.htm
Program eligibility requirements and a list of participating lenders.
City of Modesto Downpayment Assistance Program http://www.modestogov.com/prnd/housing/assistance.asp
California. Eligibility, application process, and other details.
Futures - Downpayment Gift Program http://www.fhap.org
A program which provides cash gifts to homebuyers to offset downpayments for the purchase of a homes.
Grants.gov http://www.grants.gov
Non-profit website maintained by The U.S. Department of Health and Human Services that works in cooperation with other government sites in order to help US citizens find the grants they need.
HomeBuyerFunds.com http://www.homebuyerfunds.com/
Searchable database of grants, loans, and incentives offered by government agencies.
Housing Action Resource Trust http://www.hartprogram.com
Assisting homeowners and first time home buyers with gift funds to cover initial home purchase expenses.
HUD Home Buying Assistance http://www.hud.gov/buying/localbuying.cfm
A non-profit website setup by The United States Department of Housing and Urban Development in order for users to find assistance buying a home in their state.
Livermore: Down Payment Assistance Program Guidelines http://www.ci.livermore.ca.us/housing_assistance/documents/DPA_Program_guidelines.pdf
Document explaining who qualifies and how the assistance must be used.
Mortgage Enterprise http://www.mortgageenterprise.com
Blog that contains tips on how to get grants and mortgages across North America.
Responsible Home Ownership, Inc. http://www.responsiblehome.com
Offers a down payment assistance program for qualifying buyers and eligible homes.
The Center of Resources for Economic Education and Development, Inc. (CREED) http://www.creedinc.org
Nonprofit corporation offers down payment assistance programs to people who need help with a home purchase.
USA.gov: Government Sponsored Mortgage Information and Programs http://www.usa.gov/shopping/realestate/mortgages/mortgages.shtml
A listing of federal mortgage and assistance programs that may be beneficial to home buyers and home owners.

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